EXAMPLE>> Age of insured : 35 year old, male
Initial insured amount : RM100,000
Annual cash payment : RM 4,000
Annual premium : RM18,813
Premium duration : 20 years (if original duration is chosen)
Your annual cash payment
Age 35 45* 55**
i i i
Annual premium 82 < Maturity Benefit4
RM18,813 per year i
<---Annual cash payment --->
RM4,000 per year
Tip : You can supplement your annual cash payments with the annual cash
dividends.
Please take note however that the cash dividends are not guaranteed
* If the Conversion Privilege is exercised, premium payment stops at age 45
(i.e. at 10th policy year)
**If premium continues until age 55 (i.e. at 20th policy year), you are entitled
to a higher cash dividend and terminal dividend.
Your insurance protection
Age 35 45 82
i i i
Death/Total i i i
Permanent RM100,000 RM110,000s
Disability (coverage for disability is up to age 65
OR OR
Age 35 45 70
i i i
ACCIDENTAL RM220,000
Death/Total RM200,000 (coverage for disability is up to age 65)
Permanent
Disability
*Comprises of guaranteed and non-guaranteed values.Please refer to the page
4 for further details.
+An additional 25% of the initial insured amount is payable as funeral expenses
upon death.
In this example it is RM25,000.
